Disclaimer: Know the Limits and Boundaries

Important Warning

Financial choices carry consequences. Make them with care.

Use independent judgment and consult a licensed expert before acting on any information found here.

Imagine planning your finances with greater confidence and less stress. That’s what we aim for, but you must know the boundaries of what our platform provides. Read this disclaimer carefully before acting on any information here.

General Notice

Use this website at your own discretion. All content is offered as general guidance, not as a substitute for professional advice. Your actions and choices remain your responsibility. Please consult a qualified expert for personalized support.

Limitations of Liability

We clearly set the boundaries of our responsibility regarding your use of this site and its content.

We are not liable for losses, damages, or costs arising from reliance on information found here.
No team member, affiliate, or partner is responsible for user actions or decisions taken as a result of this site’s content.
We disclaim liability for errors, omissions, or inaccuracies in any material provided on the site.
This website is provided without warranties of any kind, either express or implied. Use at your own risk.

Information Accuracy

Every effort goes into ensuring the information on this website is current, precise, and relevant for everyday life in Malaysia. However, finance rules and local policies can change quickly. We review content regularly and update as needed to reflect any major developments or regulatory changes. While we strive for accuracy, some sections may occasionally become outdated. Always cross-check details with primary sources or a licensed advisor, especially before making financial decisions.

We cannot guarantee all content is fully up to date. Verify key information independently before relying on it.

Seek Professional Guidance

The information here does not replace the need for tailored professional guidance. Each situation is unique. Reach out to a qualified financial, legal, or insurance advisor for support specific to your needs.

External Links

Our website may reference or link to third-party resources. These links are provided for convenience only. We do not control the content, accuracy, or privacy practices of external sites. Review their policies independently before using any linked resources or services.

Results May Vary

Outcomes from applying the information on this site can vary widely. Your circumstances, choices, and outside factors influence results. Past outcomes described here do not predict future results.

Variability of Results

Your experience may be different from any examples or scenarios provided. No universal outcomes are implied or promised.

Financial and Legal Disclaimer

The content on this website is for general informational purposes only. We do not provide personalized financial, legal, tax, or insurance advice through this platform.

All examples, tips, and methods are intended to illustrate general principles. They are not tailored advice for individual situations.
Consult a licensed professional in Malaysia before making decisions related to your personal finances, insurance, or legal matters.
Nothing on this site constitutes a formal financial product offer, legal opinion, or insurance recommendation.

Governing Law and Jurisdiction

Your use of this site is subject to the jurisdiction of the Malaysian courts and applicable local regulations.

Any disputes arising from your use of this platform will be resolved in accordance with Malaysian law. International users are responsible for compliance with their own country’s rules.

All content and services provided here are governed by the laws and regulations of Malaysia. International users should consider local rules before acting.

Users from outside Malaysia should check their own laws before applying any guidance found on this site. Not all content may be appropriate for your jurisdiction.

Indemnification

By using this site, you agree to indemnify and hold harmless the operators, team members, and contributors from any claims or liabilities resulting from use or misuse of the content.

Severability

If any part of this disclaimer is found to be invalid or unenforceable, the remaining sections remain in effect and enforceable to the fullest extent.

Policy Updates

We may revise this disclaimer at any time. Updates will be posted on this page, and your continued use of the site indicates acceptance of any changes. Check back regularly for the latest version.

Contact Information

If you have questions or concerns about this disclaimer, our support team is ready to respond. Please reach out for clarifications or further details.

Contact Email: content@pyralostiva.sbs

Contact Phone: +60 9-030 2097

Office Address: Mercu 2, Jalan Yap Kwan Seng, Kuala Lumpur 50450 Malaysia

Effective Date: This disclaimer is effective as of July 12, 2026 and replaces previous versions.

Last Updated: Last revised July 12, 2026 for accuracy and regulatory compliance.

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